CREDIT NEGOTIATION AND SCORING SYSTEM

BENEFITS

• System that helps the Financial Institutions and Commercial Companies in the realization of credit negotiations with their clients, in the registration and qualification of credit applications.
• Functions in the Web, allowing to be exploited from any place that has access to the Internet.
• Improves the quality of the portfolio.
• Increases the productivity of the sales people and credit analysts.
• Helps in the taking of management decisions.

GENERAL CHARACTERISTICS

• Its conformed by four modules: Negotiation, Application, Scoring of the Application, and Management Reports.
• Through the Negotiation module the system allows you to create amortization tables with the possibility of changing the quota: from Fixed to Growing / Decreasing and include extraordinary payments.
• The module Registration and Application of Credit allows you to register credit cards information like: banks, commercial and personal references, economic activity, family data etc.
• The Scoring module permits, according to the parameter settings, the qualification for credit applications.

COMPUTING REQUIREMENTS

Web Server

• Pentium IV processor of 2.8 GHz or greater.
• 1 GB of RAM memory.
• 40 GB SCSI disk space.
• Operating System Windows 2000 Server or greater
• Connection to Internet with a bandwidth of 512/256 Kbps.
  

Workstation Client

• Pentium III processor of 1 GHz or greater.
• 256 MB of RAM.
• Operating system Windows 98 Second Edition or greater.
• Internet Explorer 5.5 or greater.
• Internet connection with a bandwidth of 128/64 Kbps.